Rodrigo Formigal, João Diogo Barbosa, and António Kreiseler de Albuquerque Contribute to Chambers’ Guide “Banking Regulation 2025”

Rodrigo Formigal, João Diogo Barbosa, and António Kreiseler de Albuquerque are the authors of the chapter “Portugal: Trends and Developments” in the “Banking Regulation 2025” guide published by Chambers.

In their analysis, they note that while the banking sector has demonstrated resilience, well-thought-out strategies are necessary for 2025 due to a range of challenges and risks, including persistent inflation.

Within a context of banking sector stability, increased confidence is anticipated in the Portuguese market and in mergers and acquisitions (M&A) activity; there is expected to be a strong focus on digitalisation and artificial intelligence to improve services and compete with Fintech; and a rise in sustainable financial products, with banks incorporating ESG criteria into credit portfolios and investments, aligning with climate goals.

The lawyers also highlight the Regulation on Markets in Crypto-Assets, which will have significant impacts on operators and regulators in Portugal; diversification in funding sources; major investments in public works, such as the Lisbon-Porto high-speed railway and the expansion of hospitals; and the growing focus on renewable energy.

Access the full chapter here.